Mississippi Car Registration Fee Calculator

Why Use a Mississippi DMV Fee Calculator?

Unlike some states that charge a flat fee, Mississippi calculates annual taxes based on your car’s value and your county’s millage rate. That means two people with the same vehicle could pay different amounts depending on where they live.

A calculator helps you:

• Estimate upfront costs like the 5% sales tax and title fee.
• See yearly expenses such as the Ad Valorem property tax and registration fee.
• Avoid surprises when you go to your county tax collector’s office.

How the Mississippi Car Registration Fee Calculator Works

The calculator uses a few key inputs to give you a clear breakdown of fees:

1. Vehicle Purchase Price

• A 5% sales tax applies when you buy a car.
• Example: If your purchase price is $28,000, sales tax = $1,400.

2. Original MSRP (Manufacturer’s Suggested Retail Price)

• This is used to calculate Ad Valorem tax (property tax on vehicles).
• Important: It’s based on the original MSRP, not what you actually paid.

3. Vehicle Age

• Cars lose value each year, and Mississippi accounts for that with a depreciation factor.
• Example:
  • A 2-year-old car is valued at 90% of MSRP.
  • A 6-year-old car is valued at 50% of MSRP.

4. Local Millage Rate

• The millage rate is set by your county.
• It’s the most important factor in your annual property tax bill.
• Example: If your county millage rate is 95.5, your tax will be much higher than someone in a county with a rate of 75.

5. Standard Fees

• Annual Registration Fee: $14
• One-Time Title Fee: $9

You can check or uncheck these options in the calculator based on what applies to your situation.

Example: Calculating Mississippi Car Registration Fees

Let’s walk through an example:

• Purchase Price: $28,000
• MSRP: $31,000
• Vehicle Age: 3 years (factor = 0.8)
• Millage Rate: 95.5
• Registration Fee & Title Fee: Selected

Step 1: Sales Tax
$28,000 × 5% = $1,400 (one-time)

Step 2: Market Value (MSRP × Age Factor)
$31,000 × 0.8 = $24,800

Step 3: Assessed Value (30% of Market Value)
$24,800 × 0.30 = $7,440

Step 4: Ad Valorem Tax (Assessed Value × Millage Rate ÷ 1000)
$7,440 × (95.5 ÷ 1000) = $710.52 annually

Step 5: Add Standard Fees

• Registration Fee: $14 (annual)
• Title Fee: $9 (one-time)

Estimated Total:

• One-time costs = $1,400 + $9 = $1,409
• Annual costs = $710.52 + $14 = $724.52 per year

Things to Keep in Mind

• Sales tax and title fees are one-time costs.
• Ad Valorem tax and registration fees repeat every year.
• Rates vary by county millage, so check your local tax assessor’s office for the exact number.
• The calculator provides an estimate, but your final bill may include small local fees.

Try the Mississippi Car Registration Fee Calculator

Ready to see your own estimate? Use the Mississippi DMV Fee Calculator embedded above. Just enter your purchase price, MSRP, vehicle age, and county millage rate. In seconds, you’ll get a breakdown of your total fees, including one-time and annual costs.