Mississippi Car Sales Tax Calculator – Fast, Free & Accurate

What Is Mississippi’s Car Sales Tax?

Mississippi applies a straightforward car sales tax system:

• 5% sales tax if you buy a vehicle from a dealer.
• 3% sales tax if you buy through a private sale and the car is 10 years old or older.

That means whether you’re shopping at a dealership or picking up a used car from a neighbor, the state takes a cut. Knowing this upfront helps you avoid surprises when registering your vehicle.

Why Use a Car Sales Tax Calculator?

Car buyers often underestimate the impact of sales tax. For example, a $25,000 car purchase from a dealer adds $1,250 in tax at Mississippi’s 5% rate. That’s not pocket change.

The Mississippi Car Sales Tax Calculator saves you from mental math by:

• Subtracting trade-in value from the purchase price.
• Applying the correct tax rate (dealer or private sale).
• Showing your estimated tax in clear dollar amounts.

Instead of guessing, you’ll know exactly what to budget.

How the Calculator Works

The calculator is designed to be simple and user-friendly. Here’s what you do:

1. Enter the vehicle price – Example: $28,000.
2. Enter any trade-in value – Example: $5,000.
3. Select purchase type – Dealer sale or private sale (10+ year-old vehicle).
4. Click Calculate – Instantly see the taxable amount, rate applied, and your total estimated tax.

If you change your mind or need to start over, hit Reset and enter new details.

Example Calculations

• Dealer Sale Example
  • Vehicle Price: $28,000
  • Trade-In: $5,000
  • Tax Rate: 5%
  • Taxable Amount: $23,000
  • Sales Tax: $1,150
• Private Sale (10+ years old)
  • Vehicle Price: $10,000
  • Trade-In: $0
  • Tax Rate: 3%
  • Taxable Amount: $10,000
  • Sales Tax: $300

You can see how much difference the type of sale makes.

Benefits of Planning with a Tax Calculator

• Budget smarter: Know your total cost before shopping.
• Avoid surprises: Factor tax into your financing or cash payment.
• Compare scenarios: Check the impact of trade-ins and different purchase types.

This way, you walk into the deal prepared.

Try the Mississippi Car Sales Tax Calculator

Ready to crunch the numbers for your own purchase? Use the tool below:

With just a few clicks, you’ll have a clear picture of what Mississippi sales tax adds to your car deal.