Idaho Car Accident Settlement Calculator

What Is the Idaho Car Accident Settlement Calculator?

This is an interactive tool designed to estimate the potential payout from a car accident claim in Idaho. It considers economic damages (like medical bills), non-economic damages (like pain and suffering), property damage, and Idaho-specific legal rules like comparative negligence and insurance limits.

It’s not a substitute for legal advice, but it gives a reliable starting point.

How the Calculator Works

The calculator uses a formula-based approach to estimate your total damages. Here’s what it asks you for:

1. Medical Bills

Out-of-pocket medical expenses related to the accident.

2. Lost Wages

Time off work? This value accounts for that lost income.

3. Future Medical Costs

If you’ll need ongoing treatment or rehab, input that here.

4. Recovery Days

The number of days you were affected physically.

5. Vehicle Value & Damage Severity

You’ll enter the pre-accident value of your car and how badly it was damaged (slider from “Minor” to “Totaled”).

6. Injury Severity Level

Choose how bad your injuries were. The options range from minor (e.g., whiplash) to severe (e.g., traumatic brain injury).

7. Your % of Fault

Idaho follows “Modified Comparative Negligence”. If you’re 50% or more at fault, you can’t collect anything. If you’re less than 50% at fault, your payout gets reduced by your fault percentage.

8. At-Fault Driver’s Insurance Limits

Idaho requires drivers to carry minimum coverage. These limits cap how much you can be paid even if your actual damages are higher.

Legal Factors the Calculator Accounts For

The calculator doesn’t just do simple math. It reflects Idaho’s legal environment:

• Comparative Negligence Rule (50% Bar): If you’re 50% or more at fault, you’re out of luck.
• Insurance Caps: If the other driver has minimum coverage (e.g., $25,000 for injuries), that limits your payout, even if your damages are higher.
• Non-Economic Damages Cap: Pain and suffering damages are capped (approx. $430,000 as of 2025).

Bonus Factors That Can Raise or Lower Your Settlement

The tool gives bonus weight to important case boosters like:

Police Report Filed
Independent Witnesses
You have an attorney
The other driver was DUI
The other vehicle was commercial

It also lowers your multiplier if you had pre-existing conditions that complicate your injury claim.

Example: Quick Walkthrough

Let’s say:

• $8,000 in medical bills
• $2,000 lost wages
• Moderate injuries (2.5x multiplier)
• Vehicle worth $12,000
• 20% fault
• Police report and attorney involved

Here’s how the math might break down:

• Economic damages: $10,000
• Non-economic: $20,000 – $30,000
• Vehicle damage: $10,000
• Fault deduction: -20%
• Final estimate: $32,000 – $38,000, capped by the at-fault driver’s insurance if applicable.

Disclaimer: This is just an estimate, not a guaranteed payout. Always talk to a personal injury attorney for a case review.

Why Use the Calculator?

• Fast – Takes less than 2 minutes
• Anonymous – No personal info required
• Free – 100% cost-free
• Idaho-Specific – Tailored for state laws and caps
• Helpful Before You Call a Lawyer

Understanding Idaho’s Car Accident Settlement Landscape

Here are some fast facts to help you navigate your case better:

Calculate Car Accident Settlement Amounts by State with Our Free Calculator