Connecticut Car Accident Settlement Calculator

What Is the Connecticut Car Accident Settlement Calculator?

The Connecticut Car Accident Settlement Calculator is a free online tool designed to estimate potential compensation from a car crash in Connecticut. It uses a custom algorithm that factors in:

• Medical expenses
• Vehicle damage
• Lost income
• Future medical needs
• Pain and suffering
• Fault percentage
• Insurance limits
• And more…

It’s powered by Connecticut-specific laws, including the 51% comparative negligence rule—meaning if you’re 51% or more at fault, you’re barred from receiving compensation.

This isn’t just a rough guess. The tool uses actual math based on how insurance adjusters often calculate claims.

How the Calculator Works (Plain English Version)

Here’s a no-fluff breakdown of how the calculator estimates your potential payout:

1. Start With Economic Damages

These are the things you can attach a receipt to:

• Medical bills (past and future)
• Lost wages
• Car repair or replacement

These numbers form your base claim.

2. Factor in Pain and Suffering

The tool uses a multiplier method—commonly used by insurers—to estimate non-economic damages:

• Minor injury = 1.5x your base claim
• Severe injury = up to 5x or more

Other factors can increase or decrease this multiplier:

• More recovery days = higher multiplier
• DUI involved? Big boost
• Pre-existing conditions? Slight deduction

3. Apply Fault Reduction

Connecticut uses a “modified comparative negligence” rule:

• If you’re less than 51% at fault, your settlement gets reduced by your share of fault.
• If you’re 51% or more at fault, you get $0.

Example:

If your damages total $50,000 and you’re 20% at fault, you could still get $40,000.

4. Cap the Payout

Finally, the calculator applies the at-fault driver’s insurance policy limits:

• Bodily injury (BI) cap (e.g., $25,000)
• Property damage (PD) cap (e.g., $25,000)

Your final payout won’t exceed these limits—even if your damages are higher.

Key Factors That Influence Your Settlement

The tool asks for specific inputs to make your estimate accurate. Here’s what you’ll need to provide and why it matters:

Checkboxes like “At-Fault Driver DUI”, “Commercial Vehicle”, and “Police Report Filed” all add credibility and boost your multiplier.

Real-World Scenario Example

Let’s say you enter the following:

• $10,000 medical bills
• $2,000 lost wages
• $5,000 future medical care
• Moderate vehicle damage
• 30 recovery days
• 20% at fault

And you select:

• Moderate injury (multiplier = 2.5)
• DUI involved
• You’re represented by a lawyer

The calculator might show:

• Bodily Injury Estimate: $55,000
• Property Damage: $5,000
• Final Payout After Fault & Caps: ~$48,000

This gives you a realistic ballpark—and confidence before dealing with adjusters.

When the Settlement Might Be $0

If your fault is 51% or more, Connecticut law bars you from recovering anything, no matter how bad your injuries are. This is automatically flagged in the calculator.

What the Calculator Doesn’t Do

• It doesn’t offer legal advice
• It won’t negotiate with insurers for you
• It can’t override insurance policy limits

But it does offer clarity. It tells you where you stand and what you might expect.

Try It Now – No Signup Needed

You can try the Connecticut Car Accident Settlement Calculator in under 2 minutes. It’s fast, private, and free to use. Just plug in your info, hit “Calculate Settlement”, and see your estimate instantly.

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