Georgia Car Accident Settlement Calculator
Estimate your potential settlement based on Georgia guidelines.
Estimated Settlement Range
Economic Damages: $0
Non-Economic Damages: $0
Total Property Damage: $0
Est. Total (Before Fault): $0
Fault Reduction (0%): $0
Est. Final Payout: $0
Disclaimer: This is a simplified estimate for educational purposes only. It is not legal advice. The final payout is capped by the at-fault driver’s insurance limits. Under Georgia’s “Modified Comparative Negligence” law (50% Bar), you are barred from *any* recovery if you are found to be 50% or more at fault.
What Is the Georgia Car Accident Settlement Calculator?
This calculator is a web-based tool designed to estimate your potential car accident settlement based on key data inputs like:
- Medical expenses
- Lost wages
- Injury severity
- Vehicle damage
- Fault percentage
- Insurance limits
- Additional factors (like DUI involvement or legal representation)
It follows Georgia’s legal framework, including the Modified Comparative Negligence rule, which can reduce—or even eliminate—your payout depending on your share of the fault.
Why Use a Settlement Calculator?
It gives you:
- A realistic ballpark of your case’s worth
- Insight into how your damages are calculated
- A starting point for talking to an attorney or insurance adjuster
- Clarity on how fault and insurance policy limits impact your compensation
How the Calculator Works: A Breakdown
The calculator uses a combination of economic damages, non-economic damages, and property damage to produce an estimated settlement range. Here’s how each section works:
1. Economic Damages
These are your actual out-of-pocket losses, such as:
- Medical Bills (hospital, surgery, therapy)
- Lost Wages (time off work)
- Future Medical Expenses
Example: If you entered $5,000 in medical bills and $2,000 in lost wages, your total economic damages would be $7,000.
2. Non-Economic Damages
These cover pain and suffering. The calculator multiplies your medical expenses by a severity multiplier (from 1.5 to 5.0+) depending on your injury type.
Injury Examples:
- Minor (Whiplash): 1.5x
- Moderate (Broken bone): 2.5x
- Severe (Spinal injury): 5.0x+
The multiplier increases if factors like DUI involvement, attorney representation, or long recovery periods are present.
3. Property Damage
This covers your vehicle loss based on:
- The car’s pre-accident value
- How badly it was damaged (slider from “Minor” to “Totaled”)
Example: A $15,000 car with major damage might result in a $12,000 property damage value—subject to insurance limits.
4. Fault Percentage Reduction
Georgia follows the 50% Bar Rule. If you’re 50% or more at fault, you get nothing.
If you’re less than 50% at fault, your payout is reduced proportionally.
Example: If you’re 20% at fault, and the total damages are $50,000, your payout drops to $40,000.
5. Insurance Limits
The at-fault driver’s policy caps your payout.
Georgia’s minimum limits are:
- $25,000 per person for bodily injury
- $25,000 for property damage
No matter how bad your injuries, if their insurance maxes out at $25K, that’s all you can legally collect—unless other coverage applies.
Bonus Factors That Affect Your Payout
The calculator also considers real-world variables that can strengthen or weaken your case:
| Factor | Impact on Payout |
|---|---|
| Police report filed | Positive |
| Independent witnesses | Positive |
| Attorney representation | Slightly positive |
| DUI involved (at-fault) | Strong positive |
| Commercial vehicle involved | Positive |
| Pre-existing conditions | May lower payout |
Using the Calculator: Step-by-Step
- Enter your expenses (medical, wages, vehicle).
- Set your recovery days and injury level.
- Rate your fault % (0–100%).
- Adjust policy limits if known.
- Check any extra factors that apply.
- Click “Calculate” — get an estimated range instantly.
Example Settlement Scenario
Let’s say:
- Medical bills: $8,000
- Lost wages: $2,000
- Injury: Broken leg (moderate)
- Fault: 10%
- Vehicle value: $10,000, moderate damage
With these inputs, the calculator may estimate:
- Economic Damages: $10,000
- Non-Economic Damages: $20,000 (2.5x multiplier)
- Property Damage: $7,000
- Fault Reduction: ~$3,000
- Final Estimated Settlement: $29,000 – $34,000
Legal Disclaimer
This tool is not legal advice. It’s a starting point, not a final verdict.
Every case is different. Insurance companies, courts, and lawyers all weigh factors differently. If your case involves serious injury, talk to a qualified Georgia personal injury attorney.
Key Takeaways
- The Georgia Car Accident Settlement Calculator helps you estimate payouts quickly.
- It factors in medical costs, vehicle damage, injury severity, fault, and insurance limits.
- Georgia’s 50% Bar Rule can eliminate your claim if you’re found too much at fault.
- The calculator gives you a clearer picture before heading into negotiations or legal proceedings.
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