Nebraska Car Accident Settlement Calculator
Estimate your potential settlement based on Nebraska guidelines.
Estimated Settlement Range
Economic Damages: $0
Non-Economic Damages: $0
Total Property Damage: $0
Est. Total (Before Fault): $0
Fault Reduction (0%): $0
Est. Final Payout: $0
Disclaimer: This is a simplified estimate for educational purposes only. It is not legal advice. The final payout is capped by the at-fault driver’s insurance limits. Nebraska is an “at-fault” state. Under Nebraska’s “Modified Comparative Negligence” (50% Bar) law, you are barred from *any* recovery from the at-fault driver if your fault is 50% or greater.
What Is the Nebraska Car Accident Settlement Calculator?
The Nebraska Car Accident Settlement Calculator is an online tool that helps you estimate the value of your personal injury and property damage claim after a car crash in Nebraska.
It doesn’t just spit out a number. It takes into account:
- Medical bills
- Lost wages
- Future treatment
- Vehicle value and damage
- Severity of injuries
- Who was at fault
- Insurance policy limits
- Bonus factors like DUI involvement or whether you hired a lawyer
It’s not legally binding. It’s not a replacement for a lawyer.
But it’s a powerful guide to help you understand what your claim might be worth.
Why Use a Settlement Calculator?
Most people don’t know how car accident settlements are actually calculated. Insurance companies use internal formulas. Lawyers weigh dozens of factors. You’re often left in the dark.
This calculator helps you cut through the fog.
Benefits:
- Quick estimate without needing a lawyer
- No guesswork—uses real math, not magic
- Custom to Nebraska law, including fault rules and insurance caps
- Shows a range, not just a single number
- Helps you prepare for negotiations or legal consultations
How Nebraska Law Affects Your Settlement
Here’s what’s unique about Nebraska car accident laws that affect your payout:
1. Modified Comparative Negligence (50% Bar Rule)
If you’re 50% or more at fault, you get nothing. Not a cent.
If you’re less than 50%, your payout is reduced by your fault percentage.
Example:
If your damages total $20,000 and you’re 20% at fault, you’d get $16,000.
2. Insurance Policy Limits
Nebraska’s minimum required coverage is:
- $25,000 for bodily injury per person
- $25,000 for property damage
Even if your damages are higher, you can’t collect more than the at-fault driver’s policy limits (unless you sue and win more).
How the Calculator Works: Inputs and Outputs
The calculator walks you through a set of questions. Here’s what it asks, and why it matters:
Inputs You Provide:
| Field | Why It Matters |
|---|---|
| Medical Bills | Forms the base of your injury claim. |
| Lost Wages | Adds economic damage for missed work. |
| Future Medical | Covers long-term care needs. |
| Vehicle Value + Damage Severity | Determines property damage payout. |
| Injury Severity Level | Multiplies your pain and suffering value. |
| Fault % | Reduces your claim if you’re partially to blame. |
| Insurance Limits | Caps your max possible payout. |
| Additional Factors | Adjusts your multiplier: DUI, lawyer, police report, witnesses, etc. |
What It Calculates:
- Economic Damages – Medical + wages + future treatment
- Non-Economic Damages – Multiplied pain/suffering
- Property Damage – Based on your vehicle’s value and damage
- Fault Reduction – Your share of the blame reduces the payout
- Insurance Limit Cap – Ensures estimate respects policy maximums
- Final Settlement Range – Low-to-high estimate to give you a ballpark
Example Scenario
Let’s say you were rear-ended at a stoplight:
- $7,000 in medical bills
- $2,000 in lost wages
- $1,000 future care
- Moderate injuries (broken ribs)
- You’re 10% at fault
- Your car was worth $10,000, moderately damaged
- Police report filed
- The other driver has minimum insurance
The calculator might return:
Estimated Range: $15,300 – $18,000
Final payout adjusted for fault and insurance limits
Not exact, but a very helpful ballpark to set your expectations.
Bonus Factors That Move the Needle
The tool adds extra weight (or subtracts it) based on real-world case traits:
| Factor | Effect |
|---|---|
| Police Report Filed | Adds credibility |
| Independent Witnesses | Boosts your case strength |
| DUI Involved | Significantly increases multiplier |
| You Hired an Attorney | Slightly raises expected value |
| Pre-existing Conditions | Can reduce your claim |
| Commercial Vehicle Involved | Larger insurance coverage = bigger potential claim |
These aren’t just technicalities—they can swing your settlement by thousands.
When the Calculator Shows $0
If you enter 50% fault or more, the calculator immediately shows $0.
Why?
Because Nebraska law does not allow you to recover any damages if you’re equally or more at fault. It’s harsh, but it’s the rule.
Who Should Use This Calculator?
This calculator is built for:
- Injured drivers or passengers wondering what to expect
- DIY claimants negotiating without a lawyer
- People researching before hiring a lawyer
- Anyone trying to understand Nebraska insurance limits
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