Nevada Car Accident Settlement Calculator

Rebbeca Jones

Rebbeca Jones

Nevada Car Accident Settlement Calculator

Estimate your potential settlement based on Nevada guidelines.

Enter the value of your vehicle *before* the accident. This is for your Property Damage claim.

Minor Moderate Totaled

Nevada’s “Modified Comparative Negligence” (51% Bar) bars *all* recovery if you are 51% or more at fault.

State minimums (25/50/20) are shown. Your payout is capped by these limits.

Estimated Settlement Range

$0 – $0

Economic Damages: $0

Non-Economic Damages: $0

Total Property Damage: $0


Est. Total (Before Fault): $0

Fault Reduction (0%): $0

Est. Final Payout: $0

Disclaimer: This is a simplified estimate for educational purposes only. It is not legal advice. The final payout is capped by the at-fault driver’s insurance limits. Nevada is an “at-fault” state. Under Nevada’s “Modified Comparative Negligence” (51% Bar) law, you are barred from *any* recovery from the at-fault driver if your fault is 51% or greater.

Quick Summary

  • The calculator estimates your car accident settlement using inputs like medical bills, lost wages, injury severity, and fault.
  • Nevada uses a modified comparative negligence system—if you’re 51% or more at fault, you get nothing.
  • The tool factors in insurance limits, economic damages, non-economic damages, and property damage.
  • Results are estimates—real settlements may vary depending on negotiations and legal representation.

Why Use a Settlement Calculator?

Accidents are stressful. And the insurance process? Confusing.

The Nevada Car Accident Settlement Calculator removes the guesswork by helping you:

  • Understand what your claim might be worth.
  • Identify key factors that affect your payout.
  • Make more informed decisions about legal help.

You don’t need to be a lawyer to get a ballpark figure. This calculator bridges that gap.

How the Calculator Works

This calculator uses real-world Nevada law principles to estimate your settlement. Here’s how it breaks it down:

1. Economic Damages

These are the hard costs:

  • Medical Bills (past and future)
  • Lost Wages (missed work)
  • Property Damage (vehicle loss or repair)

2. Non-Economic Damages

These are pain-and-suffering-style damages, based on how serious your injuries are.

The tool multiplies your medical expenses by an injury severity factor:

  • Minor = 1.5x
  • Moderate = 2.5x
  • Significant = 3.5x
  • Severe = 5.0x

It also adjusts the multiplier if other factors apply:

  • DUI involved
  • Commercial vehicle
  • Police report filed
  • Attorney representation
  • Witness statements
  • Pre-existing conditions (can reduce the multiplier)

3. Fault Adjustment

Nevada follows the 51% Bar Rule:

If you’re 51% or more at fault, you cannot collect any damages.

If you’re less than 51% at fault, your settlement is reduced by your percentage of fault.
Example: If your total damages are $50,000 and you’re 20% at fault, you’d receive $40,000.

4. Insurance Policy Limits

Even if your claim is worth $100,000, you can’t collect more than what the at-fault driver’s insurance covers:

  • Bodily Injury Limit
  • Property Damage Limit

The calculator caps your payout accordingly.

Step-by-Step: How to Use the Nevada Car Accident Settlement Calculator

  1. Enter Your Medical Bills
  2. Enter Lost Wages
  3. Add Future Medical Costs (if any)
  4. Input Recovery Time (in days)
  5. Enter Your Vehicle’s Pre-Accident Value
  6. Rate the Vehicle Damage (slider from Minor to Totaled)
  7. Select Your Injury Severity
  8. Enter Your Percentage of Fault
  9. Enter the At-Fault Driver’s Insurance Limits
  10. Check Any Additional Factors That Apply
  11. Click “Calculate”

You’ll get:

  • A low-to-high settlement range
  • A detailed breakdown of each damage category
  • A clear reminder about Nevada’s fault laws

Behind the Scenes: Key Legal Concepts Built Into the Calculator

Modified Comparative Negligence (51% Bar Rule)

You can still recover damages if you’re partly at fault, as long as you’re less than 51%.
The calculator enforces this strictly—entering 51% or higher returns $0.

Damage Categories

  • Economic: Based on actual bills and losses.
  • Non-Economic: Pain, suffering, and emotional impact—estimated via a multiplier.
  • Property Damage: Based on pre-accident value and damage severity.

Insurance Limits

Even if your injuries are severe, if the at-fault driver only carries minimum coverage, your max payout might be $25,000 for bodily injury and $20,000 for property (Nevada’s state minimums).

How Accurate Is This Calculator?

This tool is not legal advice—but it’s built to mirror real Nevada settlement logic. Here’s what it gets right:

  • It applies real-world insurance limits.
  • It uses typical injury multipliers.
  • It accounts for comparative fault rules.
  • It adjusts for key aggravating/mitigating factors.

Still, every case is unique. A personal injury attorney can spot things the calculator can’t.

Pro Tips for Getting a Higher Settlement

  • Document Everything: Medical reports, police reports, and pay stubs make your claim stronger.
  • Get Legal Help: Attorneys often negotiate higher settlements—even after fees.
  • Don’t Settle Too Fast: Wait until you fully understand your injuries and recovery outlook.
  • Use the Calculator to Prepare: Go into settlement talks with an estimate in hand.

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